Vigilant Blog

News, trends and analysis in employment law, HR, safety & workers' comp

Showing posts for: Employee Benefits

Feb 07 2011
Employee Benefits

Health care reform: Here to stay? Courts may disagree

HR 2, titled “Repealing the Job-Killing Health Care Law Act” and many other proposed bills. But regardless of the volume of legislative activity devoted to opposing health care reform, most experts agree that if our legislators have anything to say about it, health care reform is here to stay. The Democratic-controlled Senate is…

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Jan 07 2011
Employee Benefits

IRS issues new guidance on FSA and HRA debit cards

IRS Notice 2011-5).The new guidance modifies previous IRS guidance and allows FSA and HRA debit cards to be used to purchase OTC medicines or drugs at non-health care merchants that have pharmacies, and at mail order and web-based vendors that sell prescription drugs, as long as certain conditions are met.…

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Jan 07 2011
Employee Benefits

Automatic enrollment requirement delayed pending further guidance

The U.S. Department of Labor (DOL) recently promised to issue guidance about automatic enrollment in employer-sponsored health plans—sometime in the next three years. Automatic enrollment is a mandate imposed by last year’s health care reform law, the Patient Protection and Affordable Care Act (PPACA). The mandate will apply to employers of 200 or…

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Dec 22 2010
Employee Benefits

Compliance with IRS nondiscrimination rules delayed

If you sponsor an insured, non-grandfathered group health plan, Christmas has come a little early this year. The IRS has officially delayed the effective date of the impending nondiscrimination requirements for insured plans until after regulations or other administrative guidance can be issued (

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Dec 03 2010
Employee Benefits

Health care reform: Here to stay?

Kristine Cienfuegos at 800-733-8621.

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Dec 03 2010
Employee Benefits

Fourth set of FAQs offers guidance on health care reform

fourth set of FAQs clarifies that this notice need not be included on the explanation of benefits (EOB) documents issued by the plan in response to a claim for benefits, but that it should be included in any plan summaries, such as the summary plan description (SPD) or similar documents.…

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Nov 19 2010
Employee Benefits

Grandfathered status rules eased slightly

Regulators at the Departments of the Treasury (IRS), Labor (DOL) and Health and Human Services (HHS) recently issued an amendment to earlier guidance on grandfathered health plans, permitting plans to change insurers without losing grandfathered status (Health Care Reform Blog, or contact

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Nov 01 2010
Employee Benefits

IRS offers relief to employers on W-2 health care cost reporting

issued a notice stating that such reporting would be voluntary for the 2011 tax year. Employers should expect that the reporting requirement will be mandatory for the 2012 tax year, but Vigilant will update you as developments occur.

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Oct 08 2010
Employee Benefits

DOL issues more guidance on health care reform implementation

The U.S. Department of Labor (DOL) says it will focus on helping employers and health plans understand and apply the new health care reform law. Recently the DOL posted new guidance on its website. Some of the highlights are:interim regulations state that more than a five percent decrease in the employer’s…

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Sep 17 2010
Employee Benefits

New IRS guidance on reimbursement for OTC drugs

The IRS recently issued guidance on section 9003 of the Patient Protection and Affordable Care Act (PPACA), which prohibits health flexible spending arrangements (FSAs) and health reimbursement arrangements (HRAs) from reimbursing expenses for over-the-counter (OTC) medications and drugs obtained without a prescription (Tips: If Vigilant administers your cafeteria plan, we…

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